ForgeFront Wealth Management is committed to serving our clients by truly understanding their needs and providing the expert guidance and leadership they seek from their financial advisor.

Jose Smith

Jose Candelario, MBAPresident

Jose CandelarioJose has been helping individuals, families and businesses find diverse investments that help them reach their goals for over 13 years.

Jose's specializes in financial planning for physicians in Puerto Rico who are saving for retirement, funding their kids college savings accounts, and building their practices.

Jose helps retirees from the pharmaceutical industry transition their 401K and pensions plans over to IRA's or Keogh Plans. In addition, he helps families with financial planning for their childrens college expenses.

"I really enjoy working with families in our community," Jose says. "Seeing the impact that wise financial planning makes in the lives of my clients is truly rewarding. It's especially encouraging to see how college planning has blossomed lately in Puerto Rico."

Born and raised in Puerto Rico Jose is very committed to helping the community and people he loves. He is married to Dr. Arleene Sepulveda and in his free time he enjoys sailing, tennis, travel, and spending time with family and friends.

Education and Professional Certifications

  • B.B.A. — University of Puerto Rico, Rio Piedras Campus
  • MBA in International Commerce — University of Phoenix
  • Securities licenses — Series 7 & 66 (Insurance: life, Annuity: variable and fixed)

Areas of Practice

  • Investment Planning
  • College Savings Planning
  • Retirement Planning
  • Wealth Management
  • Insurance
  • Employee Benefits

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